xbet Terms and Conditions – Rules for Pakistani Players

These Terms and Conditions ("Terms") govern your use of the xbet platform accessible at xbet-bangla.net and all related services, products, features and content made available by xbet ("we", "us", "our", "xbet"). By creating an account, accessing the platform or placing a bet, you enter into a legally binding agreement with xbet and confirm that you have read, understood and accepted these Terms in full.

xbet reserves the right to amend these Terms at any time. When we make material changes, we will notify registered account holders by email or by posting a prominent notice on the platform. Your continued use of xbet after any such change constitutes acceptance of the revised Terms. It is your responsibility to check this page periodically. The date of the most recent revision is shown at the top of this document.

These Terms should be read alongside our Privacy Policy and Responsible Gaming Policy, both of which form part of the overall agreement between you and xbet.

To register and use xbet you must meet all of the following conditions:

• You must be at least 18 years of age. xbet operates a strict minimum age policy and will close any account found to belong to a person under 18, retaining all funds pending identity verification.
• You must be a natural person acting on your own behalf — corporate or institutional accounts are not permitted.
• You must not already hold an active xbet account. Each person is permitted one account only. Duplicate accounts will be closed and associated balances may be forfeited.
• You must not be a current employee, contractor, director or close family member of an xbet employee in a role that creates a conflict of interest with the platform's operations.
• You must have the legal capacity to enter into a binding agreement under the laws applicable in your jurisdiction.

When you register an xbet account you must provide accurate, complete and current information — including your real name, phone number and date of birth. Providing false or misleading information during registration is a breach of these Terms and may result in the immediate closure of your account and forfeiture of any balance held.

You are responsible for ensuring that all personal information associated with your account remains accurate and up to date. If your phone number, email address or payment details change, you must update your account information promptly. xbet cannot be held responsible for failed communications or payment processing errors resulting from outdated account details.

xbet operates a one account per person policy. If you attempt to open more than one account — whether under the same identity or a different identity — xbet reserves the right to close all associated accounts and forfeit balances held across them. This applies regardless of whether the duplicate account was created intentionally.

You are solely responsible for maintaining the confidentiality and security of your xbet account credentials — including your username, password and any PIN or two-factor authentication method you have set up. You must not share your login credentials with any other person under any circumstances.

xbet will never ask for your full password via email, phone, live chat or any other channel. Any communication claiming to be from xbet that requests your full password should be treated as fraudulent and reported to our support team immediately at support@xbet-bangla.net.

If you suspect that your account has been accessed by an unauthorised party, you must contact xbet support immediately so that your account can be temporarily locked pending investigation. xbet cannot be held liable for losses arising from unauthorised access to an account where the account holder failed to maintain adequate security over their credentials.

• Use a strong, unique password that you do not use for any other service.
• Enable two-factor authentication if available on your account.
• Log out of your account when using a shared or public device.
• Do not click links in unsolicited emails or messages claiming to be from xbet without verifying their origin.

xbet accepts deposits in Pakistani Rupees (PKR) via the following methods: Easypaisa, JazzCash, NayaPay, SadaPay, bank transfer (IBFT) and Visa/Mastercard debit or credit cards. Full details of minimum deposit amounts, processing times and any applicable fees are available on the Deposit and Withdrawal page.

All funds deposited into your xbet account must originate from a payment source that is in your own name and that you are legally authorised to use. Deposits from third-party sources — including accounts belonging to friends or family members — are not permitted. If xbet identifies a third-party deposit, it may be reversed and the account may be suspended pending investigation.

xbet does not charge fees on deposits. However, your payment provider may apply their own charges depending on your account type or transaction value. xbet is not responsible for any fees levied by third-party payment processors.

Withdrawals from your xbet account are processed to a payment method in your own name. xbet does not make payments to third parties under any circumstances. Before your first withdrawal, you will be required to complete identity verification (KYC) by submitting a valid Pakistani CNIC or passport. This is a one-time process.

Withdrawal requests are processed within the timeframes published on the Deposit and Withdrawal page — typically under 30 seconds for Easypaisa and JazzCash for verified accounts. Bank IBFT transfers may take one to four hours depending on the receiving bank. Visa/Mastercard withdrawals may take two to five business days.

xbet reserves the right to request additional documentation before processing a withdrawal where there is a reasonable compliance or security basis for doing so. Examples include, but are not limited to: unusually large withdrawals relative to account history, withdrawals prior to the completion of KYC, or where xbet is required to conduct enhanced due diligence under applicable regulations.

• The minimum withdrawal amount on xbet is Rs 500.
• xbet does not charge withdrawal fees for standard processing windows.
• Any bonus funds subject to wagering requirements cannot be withdrawn until those requirements are satisfied. See Section 7 for full bonus terms.
• In cases of suspected fraud, abuse or where regulatory obligations require it, xbet may freeze withdrawals pending investigation. Affected players will be notified.

xbet offers various bonuses and promotions to registered players, including welcome bonuses, deposit match bonuses, free bets, loyalty rewards through the VIP Club and referral bonuses through the Refer a Friend programme. Each promotion has specific terms which are published alongside it. Those specific terms take precedence over the general bonus conditions in this section.

The following conditions apply to all bonuses unless the specific promotion terms state otherwise:

• One bonus per player: Each promotion is available once per player (determined by name, address, phone number, payment method, device or IP address). Creating multiple accounts to claim bonuses multiple times is considered bonus abuse and is grounds for account closure.
• Wagering requirements: Most deposit-related bonuses carry a wagering requirement expressed as a multiplier of the bonus amount (for example, "wager 10x the bonus"). Until this requirement is met, the bonus amount cannot be withdrawn. Specific wagering requirements are stated on each promotion page.
• Minimum odds for wagering: Unless stated otherwise, bets placed to meet a wagering requirement must have minimum odds of 1.5 (evens or better) to count towards the requirement. Bets on suspended or void markets do not count.
• Expiry: Bonuses expire if not used or wagered within the timeframe stated in the promotion terms. Expired bonuses are removed from your balance without compensation.
• Referral bonuses: Referral bonuses paid to the referring player are credited as withdrawable cash with no wagering requirement attached. The qualifying event is the referee's first deposit of Rs 500 or more.

All bets placed on xbet are subject to the betting rules applicable to the relevant sport or event. These rules are available within the betting interface and the FAQ section. The following general principles apply to all bets:

• A bet is confirmed when xbet accepts it and a bet reference number is generated. Until confirmation, no bet exists regardless of whether you have seen odds displayed on screen.
• Odds on xbet may change at any time up to the moment a bet is accepted. The odds displayed when you initiate a bet may differ from the odds at which the bet is accepted if there is a price movement during the brief period between initiating and confirming the bet. You will be notified if the odds change significantly before confirmation.
• xbet publishes maximum stake and maximum win limits which vary by sport, market and event. Bets exceeding these limits will be partially accepted up to the permitted maximum, with the excess stake returned to your wallet.
• xbet reserves the right to impose individual account betting limits at its discretion, without being required to provide a reason. This is a standard practice across regulated betting operators.
• Bets placed after the official start of an event (other than designated in-play markets) will be void and stakes returned.

xbet may suspend a market or void a bet in the following circumstances:

• The market has been suspended by xbet due to a data feed interruption, significant event (such as a player injury during a match or a pitch inspection), or risk management requirement.
• The bet was accepted in error — for example, if a manifest pricing error occurred due to a data feed malfunction. A pricing error is defined as an odds value that is materially different from the true market odds at the time, typically by more than 20% unless the error is self-evident.
• The underlying event has been officially cancelled or abandoned without a result being declared.
• There is reasonable evidence of match-fixing or event manipulation that makes settlement of the market impossible or unfair to honest players.

When a bet is voided, the full stake is returned to your xbet wallet. xbet will not void a bet solely because it is a winning bet, nor solely because settling it would result in a significant payout. Void decisions are made on the basis of published rules and the specific circumstances of the event.

xbet's casino and games section includes live dealer games, fishing games, virtual sports, slots and other arcade-style titles provided by third-party game studios including JILI Gaming, JDB Gaming and Pragmatic Play. Each game is governed by its own rules which are accessible within the game interface.

All games on xbet use certified Random Number Generator (RNG) technology audited by independent testing laboratories. Published Return to Player (RTP) percentages reflect the theoretical long-term average payout for each game over millions of rounds. Individual session results can and do vary significantly from the published RTP. xbet does not manipulate game outcomes.

In the event of a technical failure during a game round — including disconnection, server error or software fault — the affected round will be resolved according to the game provider's official rules. Where resolution is not possible, stakes for incomplete rounds will be returned to your wallet. xbet is not responsible for losses caused by your internet connection failing during a game round.

The following actions are strictly prohibited on xbet and may result in immediate account suspension or permanent closure, forfeiture of balances, and referral to relevant authorities where applicable:

• Multiple accounts: Opening more than one account per person, whether under the same or a different identity.
• Bonus abuse: Exploiting promotions through coordinated betting, using multiple accounts, or any other method designed to extract value from promotions beyond their intended purpose.
• Match-fixing participation: Placing bets with knowledge of pre-arranged match outcomes or in coordination with any party who has inside information about an event's result.
• Arbitrage abuse: Systematic arbitrage betting strategies that are clearly designed to exploit pricing errors rather than genuine wagering activity. xbet may limit accounts that display this pattern.
• Money laundering: Using xbet to deposit, cycle or withdraw funds as part of any money laundering or financial crime activity. xbet cooperates fully with law enforcement and regulatory authorities investigating financial crime.
• Fraudulent payment methods: Using stolen, cloned or fraudulently obtained payment instruments to fund your xbet account.
• Automated betting tools: Using bots, scripts or automated software to place bets or interact with the platform without human input.
• Harassment: Engaging in abusive, threatening or harassing behaviour towards xbet staff or other players via any communication channel.

xbet is committed to promoting responsible gaming among all players. We provide a range of tools to help you manage your betting activity, including deposit limits, session time limits, loss limits, cooling-off periods and self-exclusion. Full details of these tools and how to activate them are available on the Responsible Gaming page.

If you feel that your betting is no longer under your control, or that it is negatively affecting your finances, relationships or wellbeing, we encourage you to use the self-exclusion tool or contact our support team immediately. xbet takes problem gambling seriously and will act promptly on any self-exclusion request.

xbet collects, stores and processes personal data as described in the Privacy Policy. By registering an account, you consent to xbet's use of your personal data for the purposes set out in that policy, including identity verification, transaction processing, fraud prevention, regulatory compliance, customer support and direct marketing communications (where you have not opted out).

xbet uses 256-bit SSL encryption for all data transmission between your device and xbet servers. Player financial data is held in systems that are separate from xbet's general operational infrastructure and subject to enhanced access controls.

xbet does not sell your personal data to third parties. We may share data with licensed payment processors, game providers and regulatory authorities where required by law or necessary to fulfil our contractual obligations to you.

xbet provides its platform on an "as available" basis and does not guarantee uninterrupted access at all times. Scheduled and emergency maintenance may cause temporary unavailability. xbet will endeavour to notify registered players of scheduled maintenance in advance where possible.

To the maximum extent permitted by applicable law, xbet's total liability to any player in connection with their use of the platform — whether in contract, tort or otherwise — shall not exceed the total amount deposited by that player in the 12-month period immediately preceding the event giving rise to the claim.

xbet accepts no liability for:

• Losses arising from a player's failure to maintain adequate account security.
• Losses caused by internet connection failure or device malfunction on the player's side.
• Losses arising from a player's failure to read or understand these Terms or the rules of any specific game or market.
• Any indirect, consequential or speculative losses of any kind.

These Terms and any dispute or claim arising from or in connection with them or your use of xbet shall be governed by and construed in accordance with the laws of the jurisdiction in which xbet holds its gaming licence. xbet's licensing jurisdiction takes precedence over the domestic laws of any individual player's country of residence for the purposes of these Terms.

If you have a complaint about any aspect of xbet's service, the first step is to contact our support team at support@xbet-bangla.net or via live chat. We aim to resolve complaints within five business days. If your complaint is not resolved satisfactorily, you may escalate it to the relevant licensing authority — details of which are available on request from our support team.

xbet records all bets, transactions and communications associated with your account. In any dispute, xbet's internal records shall be treated as the primary evidence unless you can provide compelling evidence to the contrary. If you believe a bet has been settled incorrectly, you must raise the dispute within 30 days of the bet being settled. Claims raised after this window may not be investigated.